checkout finance

0% APR for 24 Months

On purchases made with your Luma Credit Card. Equal monthly installments for 24 months.

0% APR for 24 Months

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

ADD TO CART

Browse Luma's products and add to your cart.

CHECK OUT

At checkout, select "Checkout financing" as your payment type.

APPLY FOR FINANCING

It's fast, simple, safe, and secure.

ORDER COMPLETE

If approved, you'll be presented with the best credit offer. Once you agree to the terms, your purchase will be complete.

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

ADD TO CART

Browse Luma's products and add to your cart.

CHECK OUT

At checkout, select "Checkout financing" as your payment type.

APPLY FOR FINANCING

It's fast, simple, safe, and secure.

ORDER COMPLETE

If approved, you'll be presented with the best credit offer. Once you agree to the terms, your purchase will be complete.

On purchases made with your Luma Credit Card. Equal monthly installments for 24 months.

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

ADD TO CART

Browse Luma's products and add to your cart.

CHECK OUT

At checkout, select "Checkout financing" as your payment type.

APPLY FOR FINANCING

It's fast, simple, safe, and secure.

ORDER COMPLETE

If approved, you'll be presented with the best credit offer. Once you agree to the terms, your purchase will be complete.

Buy now, pay over time

Checkout Finance offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solutions for you. See financing details for more information*

ADD TO CART

Browse Luma's products and add to your cart.

CHECK OUT

At checkout, select "Checkout financing" as your payment type.

APPLY FOR FINANCING

It's fast, simple, safe, and secure.

ORDER COMPLETE

If approved, you'll be presented with the best credit offer. Once you agree to the terms, your purchase will be complete.

ADD TO CART

CHECK OUT

APPLY

ORDER COMPLETE

JUST CLICK

AT CHECKOUT

Additional promotional offers may be available with different credit products.

* Subject to credit approval


‡ FINANCING DETAILS

Additional offers may be available that are not listed above. Subject to credit approval by each lender.

O% APR for 24 Months* (Synchrony Bank):

*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer any time.

Revolving Line of Credit, Special Financing Program Available (Fortiva Retail Credit)

No Interest if Paid in Full within 6 Months. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required. Required monthly payments may or may not pay off your purchase before the end of the promotional period at an APR of 35.99%. The minimum monthly payment amount shown on your billing statement is required to keep your account current and to keep your special financing option available to you. The Deferred Interest Notice on your billing statement will show the amount of Deferred Interest Charges accumulated to date. To avoid paying the Deferred Interest Charges, you must pay the promotional purchase in full within the promotional period.

Lease-To-Own Financing (Zibby)

Zibby offers lease-to-own financing for purchases up to $3,500, subject to approval by Zibby. Zibby is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and

Wyoming. Please refer to zibby.com/legal for more details.

‡ FINANCING DETAILS

Additional offers may be available that are not listed above. Subject to credit approval by each lender.

O% APR for 24 Months* (Synchrony Bank):

*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer any time.

Revolving Line of Credit, Special Financing Program Available (Fortiva Retail Credit)

No Interest if Paid in Full within 6 Months. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required. Required monthly payments may or may not pay off your purchase before the end of the promotional period at an APR of 35.99%. The minimum monthly payment amount shown on your billing statement is required to keep your account current and to keep your special financing option available to you. The Deferred Interest Notice on your billing statement will show the amount of Deferred Interest Charges accumulated to date. To avoid paying the Deferred Interest Charges, you must pay the promotional purchase in full within the promotional period.

Lease-To-Own Financing (Zibby)

Zibby offers lease-to-own financing for purchases up to $3,500, subject to approval by Zibby. Zibby is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and

Wyoming. Please refer to zibby.com/legal for more details.

‡ FINANCING DETAILS

Additional offers may be available that are not listed above. Subject to credit approval by each lender.

O% APR for 24 Months* (Synchrony Bank):

*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer any time.

Revolving Line of Credit, Special Financing Program Available (Fortiva Retail Credit)

No Interest if Paid in Full within 6 Months. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required. Required monthly payments may or may not pay off your purchase before the end of the promotional period at an APR of 35.99%. The minimum monthly payment amount shown on your billing statement is required to keep your account current and to keep your special financing option available to you. The Deferred Interest Notice on your billing statement will show the amount of Deferred Interest Charges accumulated to date. To avoid paying the Deferred Interest Charges, you must pay the promotional purchase in full within the promotional period.

Lease-To-Own Financing (Zibby)

Zibby offers lease-to-own financing for purchases up to $3,500, subject to approval by Zibby. Zibby is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and

Wyoming. Please refer to zibby.com/legal for more details.